Payment Reminder Text Messages

• Three lines or fewer — a wall of text gets skipped.
• Always include the amount and invoice number.
• Name a date. "This week" beats "soon."
• Sign with your business name if it's a new number.
• Send during business hours, not at 9 p.m.

Hi Dave — reminder that invoice #1042 ($2,400) is due tomorrow. Check or the payment link both work. Thanks! — Mike, Ridgeline Builders

Hi Dave — quick note on invoice #1042. Balance due: $2,400, now 5 days past due. Can you confirm payment this week?

Dave — invoice #1042 ($2,400) is 21 days past due. I need it settled by Friday the 14th. If there's a problem, call me today and we'll sort it out.

Dave — final reminder on invoice #1042, $2,400, now 30+ days overdue. Without payment or a call by Monday I'll have to turn this over for collection. I'd rather settle it directly.

Hi Dave — if the full $2,400 is tough right now, I can split it into two payments: $1,200 this Friday and $1,200 on the 30th. Want me to set that up?

After a final notice, move to a written letter and stop new work for that customer. Save every text — timestamps and amounts are exactly what a small claims court or a collections agency will ask for.